April 02, 2009

Single-payer now!

Here's a prime example of the American health care system. Last week I mentioned that my co-pay for a prescription drug had doubled in January. I called to ask about it, and the person I reached suggested I should enroll in one of Kaiser's cheaper plans which still offered the lower co-pay. That sounded sensible to me, so I applied online for a plan that would cost me $300/month (down from $343) and $30 for my blood pressure drug rather than $60.

Yesterday I got an e-mail saying my application had been denied. Why? Because my medical history (in their own medical system!) showed that I'd been treated for high blood pressure within the past five years.

So I can continue paying the higher monthly premiums and co-pays to Kaiser, or I can complain further and risk them telling me that I'm too big a risk and they don't want me as a member at all.

Is that a Catch-22 or what?

Posted by Linkmeister at April 2, 2009 01:27 PM | TrackBack
Comments

I would try writing to the pharaceutical company. They can provide meds free of charge if the cost is too expensive.
Can your doctor switch you to another brand, or to a generic?
I guess this is the future of taking care of our health. You think they would like patients such as yourself who want to take care of themselves and take drugs to lower their BP. Instead you get punished. :^{

Posted by: toxiclabrat at April 5, 2009 09:16 AM