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What's in the Health Care Reform bill this year?

We've all heard that the vaunted exchanges from which insurance buyers can pick and choose health insurance plans don't go into effect until 2014. What does this legislation do this year? From money columnist Jane Bryant Quinn:

1. For young people--You’ll be allowed to stay on your parents’ group plan or individual policy until you’re 26.
2. For people buying new private plans--Preventive services will be free, with no co-pays or deductibles.
3. For early retirees--You’ll get access to an insurance risk pool, at lower cost, if you’re retired, between 55 and 64 and not in a retiree group plan.
4. For the uninsured of all ages--You, too, get immediate access to a temporary high-risk pool until the new insurance exchanges are in place.
5. For the seriously ill--The bill bans insurance companies from the reprehensible (and, for them, highly profitable) practice of canceling the policies of people who get an expensive illness. (Rescission)
6. For small businesses--Tax credits of up to 35 percent for firms that choose to offer health coverage to their employees. That’s effective immediately.
7. For seniors--If you’re on a Medicare drug plan and need a lot of prescription drugs, the House would give you a $250 rebate this year when you hit the “donut hole.”